The best financial planners and advisors in Melbourne, Victoria is Freedom Financial Planning.
Getting educated about your retirement and wealth-management options is a necessary part of planning for your financial future. But let’s be honest: Not everyone has time to be a financial expert. If you would rather have an easy plan, you can execute without having to constantly worry about changes in legislation or the economy or financial products. You might consider hiring a financial advisor.
On the hunt of financial planners and advisors in Melbourne, Victoria? Finding the right financial planner can be a stressful endeavour. After all, there are so many options and prices out there to consider.
So, finding financial planners and advisors that offer supreme service and a carefully curated selection of options is a true life-saver.
To help you get started on your financial planner and advisor hunt, we’ve rounded up our favourite financial planners & advisors from right across Melbourne, Victoria.
Freedom Financial Planning
Freedom Financial Planning has provided personalised financial advice since 2003. The firm specialises in retirement, super, investment, estate, insurance, and tax planning, prioritising clients’ goals.
With over 20 years of experience, the team focuses on building long-term relationships and tailored strategies for financial freedom.
Services offered by Freedom Financial Planning include:
- Financial Planning & Advisory
- Superannuation and Retirement Planning
- Cashflow & Budgeting Advice
- Estate Planning
- Centrelink Advice
- Investment & Wealth Advice
- Strategic Tax Planning
- Mortgage Broking
- Insurance Planning
- Debt Management
Phone: 03 9542 3200
Email: askus@freedomfp.com.au
Address: Suite 29, 270 Ferntree Gully Road, Notting Hill VIC 3168
Website: freedomfinancialplanning.com.au
PMD Financial Advisers
PMD Financial Advisers provides personalised financial solutions to families, high-net-worth individuals, executives, and business owners.
The firm focuses on building strong, lasting relationships, offering tailored strategies that deliver confidence and peace of mind about current and future financial positions, ensuring each client’s unique goals and needs are met.
The services offered by PMD Financial Advisers include a wide range of financial planning and advisory solutions:
- Wealth Creation: Assisting in building a strong asset base.
- Retirement Planning: Developing strategies to achieve retirement savings goals.
- Superannuation: Growing balances to deliver the required income.
- Investments: Providing insights on investment options to meet individual goals.
- Risk Insurance: Protecting clients’ financial positions.
- Self-Managed Superannuation Funds: Offering updates and advice on the benefits.
- Aged Care: Ensuring clients make the right decisions.
- Financial Guidance for Children: Advising on the best investment options for families.
Phone: (03) 9824 0001
Email: admin@pmdadvice.com.au
Website: pmdadvice.com.au
DMFS Financial Advisers
DMFS Financial Advisers specialises in financial and retirement planning, focusing on superannuation re-contribution strategies.
By withdrawing and re-contributing super benefits, clients can convert taxable portions into tax-free amounts, reducing tax liabilities for beneficiaries.
This approach is ideal for individuals aged 56-60 and for estate planning involving non-dependent heirs.
Key services offered by DMFS Financial Advisers include:
- Re-contribution Strategy: Withdrawal and re-contribution of superannuation benefits to optimise tax-free components.
- Tax Optimisation: Reducing potential tax on superannuation benefits for beneficiaries.
- Estate Planning: Tailoring superannuation benefits to minimise tax implications for non-dependant beneficiaries.
- Financial Planning Advice: Providing comprehensive advice and forms related to financial planning.
- Aged Care Financial Advice: Offering guidance on aged care fees and related financial planning.
Phone: 1300 364 650
Website: dmfsfinancial.com.au
Flinders Wealth
Flinders Wealth delivers personalised financial planning, starting with a deep understanding of clients’ lifestyles, goals, and finances.
They craft comprehensive strategies to build and protect wealth, providing a clear roadmap with measurable milestones. Their approach ensures clients have a structured plan to achieve their desired financial future and lifestyle.
The services offered by Flinders Wealth include:
- Financial Planning: Creating tailored financial plans based on individual goals and financial situations.
- Ongoing Service: Providing accountability and monitoring to ensure clients stay on track with their financial goals, including budget and cash-flow management, and regular updates on legislative, tax, and regulatory changes.
- Investment Management: Applying a long-term investment philosophy focused on compounding, reinvestment, limiting transaction costs, and deferring capital gains tax.
- Insurance Planning: Establishing plans to protect income and family in case of illness, injury, or premature death.
Phone: 0434 992 240
Email: michael@flinderswealth.com.au
Website: flinderswealth.com.au
Maddern Financial Advisers
Melbourne-based Maddern Financial provides independent, unbiased financial advice through its fee-for-service model.
Free from bank or institutional ownership, the firm tailors investment strategies to each client’s goals, ensuring transparency and prioritising client satisfaction.
Their independence allows for personalised solutions without conflicts of interest, focusing solely on optimal financial outcomes.
Key services offered by Maddern Financial include:
- Independent Financial Advice: Tailored investment recommendations based on individual goals, free from institutional bias.
- Access to Independent Filtered Research: Utilising independent research sources like the AIOFP’s Filtered Research Committee and Mercers for up-to-date, conflict-free market insights.
- Highly Qualified Advisers: A team with significant qualifications and experience, capable of managing wealth effectively.
- ASX and Industry Fund Education: Broad knowledge across a wide range of products, enabling comprehensive financial planning.
Phone: (+61) 3 9999 7200
Email: dennism@maddernfinancial.com.au
Website: maddernfinancial.com.au
First Financial
Melbourne-based First Financial prioritises a client-first approach, beginning with a “Discovery” session to uncover financial goals and aspirations, followed by a detailed “Fact Find” to assess the client’s current situation.
This foundation enables personalised financial planning, delivered with transparency, including a clear breakdown of fees and tailored strategies.
The services offered by First Financial include:
- Financial Planning: Developing a dynamic and actionable plan for success, including strategies for investment restructuring, debt management, savings, and insurance.
- Wealth Protection: Offering advice on income protection insurance, trauma, critical illness, and life insurance.
- Superannuation and Retirement Planning: Including advice on Self-Managed Superannuation Funds (SMSF).
- Estate Planning: Ensuring clients’ wealth is managed and distributed according to their wishes.
- Ongoing Partnership and Review: Regular meetings and assessments to stay on track with financial goals, adapting to any changes in circumstances.
Phone: 03 9909 5800
Website: firstfinancial.com.au
Toro Wealth
Toro Wealth provides personalised, strategic, and conflict-free financial advice, focusing on helping clients achieve their retirement goals.
Their client-centric approach tailors services to each individual’s unique situation, ensuring financial plans align with personal aspirations and lifestyle, enabling clients to design and live the life they envision.
The services offered by Toro Wealth include:
- Retirement Planning: Assisting clients with retirement planning, including account selection and income drawdown strategies.
- Tax Minimisation: Implementing legal strategies to minimise taxes and accelerate goal achievement.
- Superannuation and SMSF: Expertise in setting up and optimising Superannuation and Self-Managed Super Funds (SMSF) while minimising fees.
- Savings Optimisation: Guidance on managing savings for capital expenditures and maintaining emergency funds.
- Investment Management: Creating diversified portfolios tailored to client risk tolerance and return expectations.
- Family Protection: Setting up and maintaining personal life insurance plans to protect clients and their loved ones.
- Income Maximisation: Refining income allocation to enhance the likelihood of achieving financial objectives.
- Debt Management: Advising on debt reduction strategies that incorporate tax-effectiveness and efficiency.
Phone: 1300 447 599
Email: admin@torowealth.com.au
Website: torowealth.com.au/
Partners in Planning
Partners in Planning provides tailored financial strategies to help clients manage their finances and achieve life goals. They focus on adapting plans to each client’s life stage, offering comprehensive support across personal finance areas.
Their professional guidance ensures confidence, peace of mind, and financial security throughout life’s transitions.
The services offered by Partners in Planning include:
- Budgeting and Cash Flow Management: Assisting clients in managing their day-to-day finances.
- Savings Plans: Developing strategies to help clients save effectively.
- Superannuation and Tax Planning: Offering advice on superannuation and optimising tax strategies.
- Home Loan Repayments and Debt Management: Guidance on managing and reducing debts, including home loans.
- Insurance and Investment Advice: Providing recommendations on insurance coverage and investment opportunities.
- Retirement Planning: Tailoring financial plans for retirement needs and goals.
Phone: +61 1300 880 100
Email: info@partnersinplanning.com.au
Website: https://www.apartnerinplanning.com.au/
ToppTunbridge
ToppTunbridge, a financial advisory firm based in Melbourne, offers a wide range of financial services with a focus on risk planning, superannuation, investment, and more. The firm prides itself on providing a high standard of advice and service through its team of dedicated advisers and support staff.
They have established strategic alliances with external legal and accounting practises, enabling them to be a central point for clients seeking specialised advice in areas like Self-Managed Super Funds, Debt Management, Estate Planning, Legal Agreements, and Accounting.
This collaborative approach, combined with years of experience and established relationships with market leaders in Funds Management and Insurance product providers, allows ToppTunbridge to deliver superior outcomes and services to their clients.
The services offered by ToppTunbridge include:
- Personal Risk Planning: Developing strategies to manage personal financial risks.
- Business Risk Planning: Tailoring risk management solutions for businesses.
- Corporate and Personal Superannuation: Advising on superannuation strategies for individuals and corporations.
- Savings and Investment Advice: Providing guidance on savings plans and investment opportunities.
- Personal Estate Planning: Assisting with estate planning to ensure clients’ wishes are fulfilled.
Phone: (03) 9935 5266
Email: admin@topptunbridge.com.au
Website: https://www.topptunbridge.com.au/
7 Wealth
7Wealth is a financial planning firm that specializes in providing professional advice and services to individuals and businesses, particularly in the areas of financial planning, debt management, investment, and retirement planning. The firm is recognized for its honest, professional, and meticulous approach, as evidenced by client testimonials.
Clients like Chris & Leonie from Launceston have praised 7Wealth, particularly James from the firm, for his thorough research and ability to provide solid facts and a deep understanding of various financial options.
This approach ensures that clients are well-informed about their choices, allowing them to tailor and structure their finances effectively. The firm’s focus is on creating and consolidating wealth for clients, ensuring a smooth and stress-free transition into retirement.
Services offered by 7Wealth include:
- Debt Management: Offering strategies and advice for efficient debt handling.
- Property Investment: Providing guidance on property investment to optimise financial growth.
- Tax Reduction: Advising on legal methods to reduce tax liabilities.
Phone: 03 4411 8744
Email: client@7wealth.com.au
Website: https://7wealth.com.au/
