We all want to be financially stable and prepared for the future. It's a good idea to have a financial planner on your side, but not every planner is alike. The best financial planners in Melbourne are those that will listen, understand you as an individual, and offer advice based on your needs and goals rather than their own agenda.
Many people are looking for a financial planner to help them manage their money, but this can be difficult when you don't know where to start or how much they should be paying. You may have heard that financial planners and advisors in Melbourne charge too much and you're not sure if it's worth it. If so, read on! We'll take a look at what the costs could be and why it might still make sense to invest in one.
Ultimate List of Best Financial Planners and Advisors Melbourne
Klear Picture - Financial Planners & Advisors Melbourne
(03) 9998 1940
Melbourne Private & Business Wealth Advisors
At Klear Picture, we offer bespoke care while focusing on building strong and lasting relationships with each client. By cultivating a reliable, knowledgeable and friendly environment, we can help you understand your goals and tailor investment strategies to ensure you reach them.
As Melbourne’s financial advisors, we are committed to helping you reach your goals and make your dreams a reality. While we all seek financial freedom and the flexibility to pursue our goals and objectives, the particulars will always be unique to you, and that’s sometimes why speaking to a financial advisor is beneficial.
Because we understand that everyone wants something different, we’ll spend time with you in relaxed, no-pressure sit-downs to discover together what exactly it is you’re looking for in a financial plan. Then we’ll craft a custom plan designed to fit your needs. Whatever your goals may be, you need a financial plan with wealth creation advice that is specifically tailored to you.
Over the past decade, the wealth advisory landscape has seen a significant change in Melbourne. Gone are the days of simple service products. Today, the industry spends trillions to create new products and services that pull at our heartstrings with promises of a secure future. Yet, when the path to financial freedom isn’t visible, it becomes difficult for individuals to trust and feel like a number without clear pathways to financial independence.
As our promise is to provide bespoke solutions for each client, we have remained non-aligned with institutions. This frees us up to develop and tailor investment models that truly benefit you.
Klearpicture is the top local choice for financial advisors and wealth management experts here in Melbourne. Our tools, experience, and strategic planning capabilities are here for one single purpose: Building Your Financial Freedom. We aren’t owned by or partnered with any bank, financial institution, or product, and so our motivation is always driven toward your specific financial goals.
Our clients receive expert financial advice. That advice is always driven by analytical data, backed with industry knowledge and scaled to meet their individual metrics. Our Melbourne based financial advisors understand the challenges many people face when planning for retirement. Therefore, our wealth management strategies are focused on achieving long term goals with realistic short term financial milestones.
Why Klear Picture Smsf Advisors?
Klearpicture applies the same unrivalled level of care, attention and expertise to every single one of our clients.
Our personalised, professional service sees us hand-pick the most fitting investments from multiple platforms and the leading providers and deliver specialist advice, plans and strategies that align with your investor profile, goals and objectives.
We specialise in providing a range of advisory and investment services to help you achieve your financial objectives.
DMFS Financial Advisers - Financial Planners & Advisors Melbourne
1300 364 651
Retirement planning, superannuation, and investment services are offered personally by DMFS Financial Advisers. Retirement planning is a focus of the firm, along with aged care and superannuation (40+ age bracket), which are all closely related (family-related). Why 40+? If you are paying down household debt, getting children through education, life is simple, pay the debt quickly, do the best you can, and survive! We promote wealth creation but do not have personal debt licenses (mortgages).
We can recommend qualified brokers, including general insurance brokers and estate planning attorneys, who can provide the guidance you require. We make sure that you are the financial priority in your own future after the responsibilities of childrearing. In retirement planning, we put a lot of emphasis on collaborating with our clients, which is more like a relationship. We acknowledge that the tactics provided are based on the needs of the client first and foremost.
The main focus of many financial planning businesses is fee-based reviews. The guidance we provide is event-based. Event-based advising means having access to your advisor at the precise moment you require their assistance. Simply put, we immediately respond calls, and you have access to the mobile number of your advisor. to enable you to rest at night. With one objective in mind—your retirement needs—we pay attention to these demands. We specialize in an investment discipline that works for you. This is how we differ.
Maddern Financial Advisers - Financial Planners & Advisors Melbourne
03 9999 7201
Investment consultants are not created equal. We specialize in offering professional people who have achieved professional success or who aspire to it independent financial advising services, insurance, and investment guidance.
From the health sector to engineering, university professors, and business owners, our clientele come from a diverse spectrum of professions. Our clients' investment interests are very diverse, ranging from direct shares to direct real estate to gold and diamonds. We can analyze all of the choices and create a suggestion specifically for you because we aren't under the jurisdiction of an outside investing firm or insurer.
Toro Wealth - Financial Planners & Advisors Melbourne
1300 447 590
Looking for a dependable financial advisor in Melbourne? You've arrived at the proper location. Greetings from Toro Wealth. We are a privately held, independent financial advisory firm in Melbourne that offers clear financial advice to our clients (like you!) so they can maximize their wealth and reduce their financial anxieties.
You want to locate the greatest financial adviser in Melbourne who is a good fit for you when you search for one. They should be capable of offering you trustworthy guidance for all facets of your financial life and should be qualified, knowledgeable, and trustworthy.
They should also be able to help you optimize your wealth with a fully customized approach to help you achieve your goals by thoroughly understanding your financial status and your personal objectives.
ToppTunbridge - Financial Planners & Advisors Melbourne
(03) 9935 5268
Through the hard work of our committed team of advisers and support workers, our firm offers high-quality advice and services. Our ability to serve as a focal point for clients seeking specialized guidance in Self-Managed Super Funds, Debt Management, Estate Planning, Legal Agreements, and Accounting is a result of the building over many years of strategic connections with external Legal and Accounting practices.
We are able to deliver exceptional results and service to our clients because to this combination, many years of experience, and long-lasting business and professional partnerships formed with market leaders in Funds Management and Insurance product suppliers.
Monitoring our client's plans to make sure they continue to be useful and effective through a regular review process is another crucial component of our work. We frequently compare our position in helping them financially to that of a personal trainer: the results are only as good as their commitment and involvement!
SMART Financial Advisory - Financial Planners & Advisors Melbourne
03 9034 4884
We'll simplify the complexity of super, allowing you to maximize your savings and ensure a bright future. provides greater tax planning options that is not possible with business superannuation plans otherwise. We can assist whether you are considering estate planning, retiring early, or reducing your working hours.
We make sure that, in the event of any unanticipated health concerns, you and your family will continue to be financially secure. No matter their size, we help businesses overcome obstacles and prosper financially. In addition to your investment and work earnings, you can be qualified for some Centrelink benefits.
We provide customized, evidence-based investment solutions that will help you accomplish your goals. It is crucial to have all the necessary paperwork in order to safeguard those we leave behind. A goal-directed care plan can be facilitated by an elderly care advisor from SMART Financial Advisory if you are 75 years of age or older.
Yield Financial Planning - Financial Planners & Advisors Melbourne
03 9819 0690
The financial roadmap created by Yield's financial planners, who have over 70 years of combined expertise, can help you achieve your goals. It is not a strategy that can be put into place and left alone. As change is unavoidable, we'll help you manage it and, where possible, capitalize on it. As your financial planners, we will collaborate with your other trusted advisors to organize every facet of your financial life, reducing the stress and uncertainty associated with these choices.
When you choose Yield to protect your future, you are assured of straightforward guidance that prioritizes your needs and a simplified client experience you can rely on. Awarded to Yield for upholding the highest moral standards and prioritizing the needs of our clients.
We use cutting-edge technology to make our guidance easily available, effective, and incredibly entertaining. This has enhanced not only the quality of our service but also our capacity to generate consistent investment returns that consistently outperform our benchmarks. Our team advances solutions for wealth creation and retirement planning by relentlessly focusing on providing great client experiences.
K Partners - Financial Planners & Advisors Melbourne
03 9863 8856
Our team finds great satisfaction in assisting clients in achieving financial success for their enterprises, families, and futures. The accountants at KPartners have helped numerous Melbourne residents and business owners build wealth and establish sound financial habits over the course of their decades of combined financial management and accounting knowledge.
With our committed tax consultants and accountants for small businesses on your side, managing your tax accounts is easy and efficient. We are prepared to help you with your accounting needs and have extensive knowledge of a variety of small businesses, including those in the hospitality, farming, trades, medical, IT, and transportation. You will receive the appropriate guidance you require from our small business accountants, advisors, and mentors. We are well-equipped to assist you with your wealth-building, tax, and compliance initiatives.
We have assisted countless small businesses in streamlining their operations and setting and achieving financial objectives. The CPAs on our staff recognize that you have a small business to manage, clients to satisfy, and goods to perfect. Knowing that the accountants at K Partners will create a plan and offer guidance that helps your bottom line, you may feel supported.
Retire Ready Financial Planning - Financial Planners & Advisors Melbourne
03 8372 2011
In Melbourne's west, Retire Ready has established itself as a leading retirement planning and aged care expert. We are in Williams Landing, just a short distance from the original location of the company.
Contrary to popular belief, you don't have to be affluent to benefit from the services of a financial advisor. Gloria Mina is committed to educating people about wealth creation so that they can better understand their relationship with it and enable them to achieve financial freedom.
Our practice's existence depends on ensuring that our clients achieve financial success, which enables them to go over the challenges they face. Whether it entails paying off your mortgage, putting your children or grandchildren through college, or taking that much-anticipated vacation. We realize that financial planning shouldn't be done once and then forgotten about. We take satisfaction in being able to provide each of our clients with customized ongoing service packages. After all, every person has distinct needs!
Empower Wealth - Financial Planners & Advisors Melbourne
1300 123 843
Empower Wealth is committed to offering comprehensive, integrated guidance to meet all of the financial planning needs of our clients. We focus on developing enduring connections with our clients while providing solutions that are specifically designed for their unique needs and objectives. Our mission is to assist you in creating and living the lifestyle of your dreams.
Getting the appropriate guidance is essential before beginning your property portfolio. To make sure your investment is well-informed, consult the professionals. Your investment property portfolio's performance depends on your loan strategy and structure. To make sure you're headed in the correct direction, talk to one of our brokers.
Finding your next investment property could be time- and money-saving if you use a buyers agent, who has industry knowledge, exclusive data access, and skilled negotiating abilities. We provide a range of financial planning services, including super consolidation, creating investment portfolios, and ensuring your protection and that of your assets.
MWL Financial Group - Financial Planners & Advisors Melbourne
(03) 9866 5889
The financial services sector is a huge and intricate one. At some time in our lives, we should all turn to specialists for guidance and counsel in areas where we lack knowledge, which may require making changes to the way things are done now.
Getting knowledge and counsel will only improve the decisions you make, whether they are related to your personal financial status or the financial situation of your organization. The most typical method for obtaining professional financial assistance in all areas is to look for advisors from several firms to work individually on your unique needs.
According to the MWL philosophy, all advisers collaborate under one roof. We have realized that having a financial planner, accountant, insurance adviser, finance broker, and portfolio manager who all work in concert and complement one another is considerably more beneficial for clients than having one advisor who is a specialist in every field.
Verse Wealth - Financial Planners & Advisors Melbourne
1300 822 166
helping you decide whether to invest, make super contributions, pay off debt, purchase a new house, launch a business, sell assets, and much more. To achieve future independence, you must strike a balance between attaining your goals, reducing stress, and increasing your wealth.
Making sure your cash flow is optimal is crucial. If you can't manage your money, you'll never be able to accomplish your goals. By giving your spending structure, accountability, and clarity while also boosting your savings, we help people take charge of their finances.
We build portfolios that are transparent, diversified, and in line with your goals. Through the ups and downs of the markets, we'll inform you, help you create reasonable expectations, and help you control your emotions. To make sure your investments are always in good hands, we complement our suggestions with independent research, analysis, and ratings.
Freedom Finance - Financial Planners & Advisors Melbourne
1800 662 892
Our team is well-versed in problem-solving techniques and has a wealth of expertise. We are always on the lookout for chances for you personally or as a business owner. As experts who work with companies of all sizes—neither big nor small—our main focus is on helping you with tax compliance, including income tax, GST, and other ATO problems.
Tax planning can help you develop your business, decrease income tax, GST, and CGT, improve cash flow, and increase bottom-line profit. It can also assist you solve business challenges. We are knowledgeable in all facets of business and genuinely care about seeing you succeed. We also understand that business owners are "experts" in their particular industry, and that the best outcomes for your company may be obtained by combining your knowledge and our talents.
Our financial advisors will first thoroughly assess your present situation before working with you to determine your long-term financial and personal objectives. They will create a special financial strategy tailored to help you reach your objectives and manage your resources moving ahead.
Collinsfp - Financial Planners & Advisors Melbourne
0419 632 778
Discussions about your long- and short-term goals, as well as your expectations of us as your financial adviser, will be part of the first phase of the process. With the help of information such as a list of your assets and obligations, income and expenses, as well as a discussion of your risk tolerance, we'll make sure we understand your present financial condition.
We will start formulating tactics that are tailored to your needs after we have an understanding of your position. To make sure the tactics used are the most suitable for you, a professional financial advisor will take into account your present financial situation, your long-term objectives, your risk tolerance, and more.
Statement of Advice is issued.
We will offer a formal, written "Statement of Advice" that covers particular topics as required by the Australian Securities & Investments Commission after the strategy has been finalized. It is crucial to read this document in its entirety before moving further since it will include a comprehensive investment plan and the suggested course of action.
Pursue Wealth - Financial Planners & Advisors Melbourne
(03) 9686 1785
Setting short-, medium-, and long-term goals together can help us keep you on track to meet them. You will have the resources available to you as a member of Pursue Wealth to ACHIEVE your goals. Enroll right away!
We'll create a financial strategy for you as an accomplished team with an ambitious spirit that will fit your goals and way of life. Because, like you, we would prefer to purchase our Jimmy Choos in Paris rather than on eBay.
Mortgage Advice & Broking
Want to live in the home of your dreams without making too many lifestyle or travel sacrifices? We'll work with you to develop a practical plan for securing the home of your dreams so you can unwind and feel the tension leave your life.
Financial Coaching - Financial Planners & Advisors Melbourne
(03) 9821 4101
Financial Coaching is a financial planning company that believes its advice can be helpful regardless of where you are in life. In metro Melbourne, we were founded in 1969 with the goal of assisting our clients in achieving their financial goals.
Few elite athletes succeed without the direction of a skilled and reliable coach. You receive guidance from our financial coaching method on how to get better results than you would get on your own. Our approach recognizes that few people possess the knowledge, the discipline, or the time necessary to achieve financial independence without expert guidance and a well-thought-out "training plan" to reach your financial objectives.
Regardless of your financial status, we can design a personalised financial plan thanks to the wide range of financial services we provide. We will help you manage your financial needs both now and in the future, from beginning your career to making retirement plans.
National Financial Planners - Financial Planners & Advisors Melbourne
03 9504 3879
Thanks for visiting National Financial Planners. Our goal is to establish a fruitful, lasting collaboration with you that will help you achieve your financial and lifestyle objectives. We are committed to assisting you in achieving financial independence as well as in protecting and growing your assets.
Our goal is to establish a fruitful, lasting collaboration with you that will help you achieve your financial and lifestyle objectives. We are committed to assisting you in achieving financial independence as well as in protecting and growing your assets. Our company exists to assist you in organizing your financial concerns. Financial methods are offered by National Financial Planners Pty Ltd to create, safeguard, and provide wealth for your preferred lifestyle. A plan for surviving? Having success in mind?
Diversified Financial Planners - Financial Planners & Advisors Melbourne
03 9770 6490
Superfund funds are taxed differently than your other investments. It's intended to reward you for making long-term investments. Superannuation is a field in which Diversified Financial Planners are quite experienced. Even though retirement may seem far off, investing in super is still a tax-efficient strategy to grow your money. Compounding returns' positive impacts are also advantageous to you.
All financial strategies are built on the foundation of insurance. You can get assistance from Diversified Financial Planners in assessing the risks and developing the best insurance plan for you and your family. We are living longer because of improved health care. As a result, some Australians will work less and spend more time in retirement. Your retirement will require a sizable amount of money.
Australia boasts one of the highest homeownership rates in the world, according to statistics from the Reserve Bank's 2004 annual report. But how do you survive in a market with high housing costs. Diversified's affable and knowledgeable staff is aware that every person has unique financial planning goals, resources, and journeys.
Australian Property Advisory Group - Financial Planners & Advisors Melbourne
1300 760 902
At Australian Property Advisory Group, we assist you in realizing the significance of working with independent experts who are insured to offer expert, unbiased counsel. Buyer's advocates represent the buyer while real estate agents represent the seller. Despite the fact that we represent buyers, we are competent to advise them based on their unique situation, risk tolerance, objectives, and needs assessment.
We don't hire telemarketers or salespeople. We don't make cold calls. If a cold call came to you, it was likely from a company with a name that is similar. You must contact us if you want us to assist you. With the 'to be expected' expansion in real estate, hundreds of estate agents offering a wide variety of houses for sale at any given moment, and a high pace of population growth since the 1960s, we have seen.
Despite the fact that there is an increasing amount of information available online, many consumers have busy lives, especially because of their jobs. Because of this, many people lack the time necessary to find their dream property. A more specialized real estate investment advisor results from this. pays the agent's commission after finding a property. Buyers who reside outside the region, across the state, or even internationally, may find this useful. After locating the property, the agent will speak with the vendor's agent on the buyer's behalf.
Kearney Group - Financial Planners & Advisors Melbourne
03 9428 8823
We at Kearney Group are much more than just financial advisors or accountants. We are innovators, paving a fresh path for the direction of financial advising in the future. When you decide to work with us, we make an effort to get to know you as a person, including your family, your business, your aspirations, and all the unstated concerns that keep you up at night. We go beyond the person, unlike other counselors who view their clients as bank accounts and balance sheets.
And we agree with so many of you that the financial services industry needs to change. Therefore, at Kearney Group, genuine collaboration is at the core of everything we do. We don't believe in a one-size-fits-all strategy or the constant transfer to someone else who can assist you, always in a different department. Instead, we collaborate across departments and teams to offer comprehensive financial services that put you first and keep you out of trouble.
At Kearney Group, we're researching the junction of business and family to provide fully integrated guidance. Offering multidisciplinary services in three divisions—Business Advisory, Private Wealth, and Strategic Lending—from a professional staff united by the shared objective of assembling around you and your particular requirements.
Pursuit Private Wealth - Financial Planners & Advisors Melbourne
(03) 9705 6366
Pursuit Private Wealth provides Financial Planning services to Melbourne's South East corridor and Gippsland region with office locations in Melbourne and Narre Warren. We have extensive understanding in the fields of trust and self-managed superannuation strategies, investing, strategic advice, portfolio management, and asset protection. Complex topics include tax planning, tax-efficient investing, superannuation and retirement, gearing and leverage, and estate planning. You have a variety of options, so determining the best course of action to reach your financial goals is crucial.
To many different people, this might imply many different things. For us, it entails developing focused and methodical investing patterns that can help you reach your unique demands, ambitions, and aspirations. Whatever the monetary amount, building wealth is about leading a comfortable, satisfying life both before and after retirement.
AGS Financial Group - Financial Planners & Advisors Melbourne
03 8548 6455
AGS Financial Group is a privately owned and operated financial services company. AGS assists business and private clients in managing all aspects of their finances because we know that understanding what's important to you and assisting you in making the right financial decisions now will determine the life you live tomorrow. AGS Financial Group is an advisor, growth, and security partner.
AGS Financial Group was founded on personalized customer service and professional strategic financial advice that has assisted people in reaching their financial objectives. AGS has grown into a network of more than 100 specialists dedicated to serving the needs of employers, businesses, and private clients. AGS employs some of the most knowledgeable and well-respected financial advisors in Australia's financial services industry. AGS provides financial planning services as an authorized representative of AMP Financial Planning Pty Limited (AFSL 232706).
FAQs About Financial Planners and Advisors
Financial advisers can save you a lot of time and energy. While it's possible to manage your finances on your own, working together with a professional can save you a lot of time, effort and energy, especially if overseeing them yourself leaves you feeling stressed or confused.
A financial planner guides you in meeting your current financial needs and long-term goals. Financial planners can help you reduce spending, pay off debt, and save and invest for the future. But financial pros are like doctors: Some are specialists in defined areas, such as taxes or managing investments.
There are three ways financial advisors get paid: Fee-only advisors charge an annual, hourly or flat fee. Commission-based advisors are paid through the investments they sell. Fee-based advisors earn a combination of a fee, plus commissions.